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Both The Cash Store(Canada) and Instaloans act as brokers on behalf of Canadians seeking short-term cash advances from third party lenders without having to provide a credit history or security on the loans, as is generally required by traditional lending institutions.

Under The Cash Store(Canada) and Instaloans banners, Cash Store Financial offers a wide range of alternative financial services:


Short-Term Loans

Cash Store Financial can arrange for short-term cash advances from $100 to $1,500, up to 50% of the customer’s take home pay, to help cover unexpected expenses. Customers must be 18 or older, have a source of income and a current bank account. Short-Term Loans are issued for a maximum of 18 days.

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Signature Loans

Helping out Canadians living on fixed incomes, Cash Store Financial provides short-term loans to customers against their Child Tax, Disability, Old Age Pension, and Employment Insurance.

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Cheque Cashing

Cash Store Financial offers the lowest cheque cashing rates in the industry.  Money orders, government issued payments and employer pay cheques are cashed quickly and effortlessly helping customers get their money faster without any holds or hassles.

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Prepaid MasterCard

Ideal for use when traveling or for those on fixed incomes, The Cash Store Financial Freedom MasterCard gives customers the convenience of a credit card without the monthly payments or interest charges. Customers can reload their cards whenever they need to.


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Money Transfer Services powered by Ria

It's fast. It's reliable. It's Ria

As a trusted Ria agent, The Cash Store(Canada) or Instaloans offer you an easy, reliable and convenient way to pay bills and send and receive funds to Ria agents in 149 countries.

Ria logo


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Prepaid Phone Cards

Cash Store Financial offers its customers a simple, convenient way to budget their telephone expenses. Customers can purchase different dollar amounts for long distance calling or for cell phone airtime with the nation’s leading telecommunications providers.

Rogers WirelessTelusFidoVirgin MobileBell Mobility

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Injury Loans

Working with Rhino Legal Finance Inc., Canada's leader in injury loans against settlement claims, Cash Store Financial can offer immediate cash to individuals awaiting financial compensation for personal injury claims. This allows our customers to get on with their lives as their settlements may still be months or years away.


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Payment Protection Plan

Cash Store Financial offers an optional insurance plan for qualified loan customers.  This plan covers the outstanding balance of the loan in the event of involuntary unemployment, accidental injury, critical illness, death or dismemberment.

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Online Applications

To apply for a loan online please visit www.cashstore.ca or www.instaloans.ca

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Bank Accounts

Through an unique agreement with DirectCash Bank, Cash Store Financial is now able to offer its’ customers bank accounts. Customers can acquire a bank account through the branch when they take out a loan, cash a cheque, or on its’ own. Bank accounts offered through Cash Store Financial give customers unique options compared to standard alternatives; including access to in-store representatives 7 days a week and no holds on cheques when customers leverage existing cheque cashing services. Bank accounts are eligible for CDIC insurance.

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